Refinancing for Investors – Interest-Only vs Principal & Interest in Today’s Market
Refinancing for Investors – Interest-Only vs Principal & Interest in Today’s Market Choosing the right repayment structure is one of the biggest decisions property investors face. Interest-only (IO) loans improve cash flow, while principal & interest (P&I) loans build equity faster. Refinancing gives investors the chance to reassess what works best — especially as rates,…
Self-Employed & Refinancing – What Business Owners Need to Know
Self-Employed & Refinancing – What Business Owners Need to Know Refinancing when you’re self-employed can feel intimidating. Tax returns don’t always show the full picture, business income can fluctuate and lenders often ask for more documentation. But with the right preparation, business owners can still secure sharp rates and strong loan options. This guide explains…
Refinancing for Renovations – How to Use Your Home Equity to Upgrade Your Home
Refinancing for Renovations – How to Use Your Home Equity to Upgrade Your Home Whether you’re planning a kitchen upgrade, a new outdoor area or a full extension, renovations cost money — and many homeowners use refinancing to fund the project. Unlocking equity, lowering your rate or restructuring your loan can help you renovate sooner…
Upgrading the Family Home – How to Use Refinancing to Buy Before You Sell
Upgrading the Family Home – How to Use Refinancing to Buy Before You Sell Upgrading your home is exciting — more space, a better location, a lifestyle shift. But the tricky part is timing. Do you sell first? Buy first? Or can you upgrade without moving twice? Refinancing can unlock equity, boost your borrowing power…
Your First Refinance – A Guide for Homeowners 6–24 Months After Buying
Your First Refinance – A Guide for Homeowners 6–24 Months After Buying Your first refinance is a milestone most new homeowners aren’t prepared for. The good news? Reviewing your home loan in the first 6–24 months can unlock better rates, lower repayments, improved loan features and smarter ways to manage your money. This guide walks…
The Annual Home Loan Health Check – A 30-Minute Habit That Saves Thousands
The Annual Home Loan Health Check – A 30-Minute Habit That Saves Thousands Most homeowners set up their home loan once and forget about it. But banks don’t. They adjust rates, update products and quietly move loyal customers onto less competitive deals. That’s why a quick yearly home loan review can save you thousands —…