Refinancing Basics

Simple guides that help Australian homeowners understand how refinancing works and when it makes sense.

The Annual Home Loan Health Check – A 30-Minute Habit That Saves Thousands

The Annual Home Loan Health Check – A 30-Minute Habit That Saves Thousands Most homeowners set up their home loan once and forget about it. But banks don’t. They adjust rates, update products and quietly move loyal customers onto less competitive deals. That’s why a quick yearly home loan review can save you thousands —…

Your First Refinance – A Guide for Homeowners 6–24 Months After Buying

Your First Refinance – A Guide for Homeowners 6–24 Months After Buying Your first refinance is a milestone most new homeowners aren’t prepared for. The good news? Reviewing your home loan in the first 6–24 months can unlock better rates, lower repayments, improved loan features and smarter ways to manage your money. This guide walks…

Self-Employed & Refinancing – What Business Owners Need to Know

Self-Employed & Refinancing – What Business Owners Need to Know Refinancing when you’re self-employed can feel intimidating. Tax returns don’t always show the full picture, business income can fluctuate and lenders often ask for more documentation. But with the right preparation, business owners can still secure sharp rates and strong loan options. This guide explains…